Efficient transaction and a top rate to boot.I would recommend to anyone to make RateSetter your first point of call. RateSetter sells property finance portfolio to Shawbrook Bank. Thank you… Here’s to taking control of situations and this loan helping me become debt free . Nice Website. Car Fiance. >>> If you Want to Borrow Money from Ratesetter Click Here <<< However, many questions remained. Very straight forward, easy application. First of all the interest rates were fantastic. This view of RateSetter is the latest in my series of reviews … An email was soon received from customer service welcoming me to RateSetter. by RateSetter Australia Reviews 944 • Excellent . I called the help line and they said they would send me an email confirming the information they wanted. (2 reviews written), Ok I have 4 loans one big one and 2 small ones. Everything happened easily and quickly. Robster500 RateSetter's standards are reassuring for all types of lending. Read More, " A totally seamless process. Money was in my account in under 24 hours. AJ46 7075792) and our offices are at 55 Bishopsgate, London, EC2N 3AS. I fully understand that the interest rate goes down the more you borrow, so I was pleased to get agreement on a small loan at such a competitive rate. I have invested with multiple peer to peer lending sites, and I have to RateSetter continues to be one of my favorite Peer to Peer lenders, although return rates have been declining over the last couple of months. 722768). Read Full Review, Written on: 05/12/2013 Some of RateSetter’s own clients are on board too! In part one of our Ratesetter review, I talked about the frustration I have had personally when investing in Australia and looked to Ratesetter as an alternative.. Then I showed how easy it is to sign up to and start investing. I bought a buy to let home which drained me of money and found myself needing a loan to finish it off. by I called the help line, the first man was quite rude and uninterested in my enquiry, he put the phone down. I applied online and had the approval following day and funds were transfered the subsequent day. You can also read our community reviews and hear what others have to say about their experience with RateSetter. RateSetter Review. Thank you. To calculate the top 5's we take the following factors into account: RateSetter www.ratesetter.com - Ask a question now, “Ratesetter from an investors viewpoint.”, “I had ratesetter account and not been using much since...”, “Bad service - cannot change your bank details for DD!! Great professional and efficient service! Read Full Review, The loan was easy to arrange, and following a quick phone conversation was in my account almost immediately. by Read Full Review, Fast, easy and a good rate. I came across them on Moneysupemarket … The number of recent negative reviews of RateSetter is quite astonishing and unjustified. Read Full Review, Written on: 11/12/2013 Therefore, part two of our review … (1 review written), Changed my bank details back in Nov 2014, they are still trying to take from my old bank leaving me with £35 charges a time after speaking and emailing them 7 times! " Lie and dont Reply Read Full Review, I used Ratesetter for a car loan and the service was fantatstic. Great staff with friendly , helpful advice. Very quick and smooth effective service, I’m really happy, Sorted out very quickly gave me an answer right away money was in the bank the next day. Compare Plenti personal loans and rates The table below displays a snapshot of Plenti’s secured and unsecured personal loan … Great communication and service. Follow my step by step guide to saving with RateSetter. A loan tailored to you Whether you are looking for a personal loan to tidy up your finances, buy a car or carry … (2 reviews written), I call the helpline with an enquiry, the first gentleman was completely uninterested and unhelpful from which i gained no information. I highly recommend Ratesetter for your next car loan. I have been investing in Ratesetter’s loans since early 2015. Thank you rate setter, I'm now £500 a month better off! (2 reviews written), by Highly recommend. This is the first time I have taken a loan and couldnt be happier. It accepts a wide range of personal borrowers, but every borrower needs to show that they can afford the loans. The portfolio sale is a validation of the quality of RateSetter… dazam The online form was user-friendly to complete. I have been with Ratesetter several years and have invested mainly in the … Read Full Review, Was recommended to this site by Experian Credit Expert as I was concerned that a refusal would affect my credit rating - although I have a high rating of 999 with Experian I am very careful on these issues. Well done to these guys, So far so good, very easy pain free application and acceptance. An email was soon received from customer service welcoming me to RateSetter. Great manner and attitude of staff and a price that was right. " How mature is this institution? OMG! Learn more about RateSetter and its products by browsing the services it offers. Loans … Reply. Share. Read Full Review, I found this loan on line on a compare site. Eg click on '1 star' to just display the reviews we have which received a 1 star rating click or 'Within the last month' to display just reviews posted over the last month. Worst Lender For Personal Loans !… RateSetter is a marketplace where people looking to borrow are matched up with those who want to invest.In August 2020 RateSetter was acquired by Metro Bank.. RateSetter loan … Would recommend. Easy application process.Speedy confirmation.Very pleased. RateSetter is a trading name for Retail Money Market Limited (company no. Money in account within 24 hours . Read Full Review, Written on: 07/01/2015 My loan offer was excepted and was extremely easy and quick to do online. RateSetter has sold its £120m portfolio of property development loans to Shawbrook Bank. Summary – RateSetter Review. I then tried to open and account in my wifes name. No problems at all throughout the whole process, so I could definitely recommend and would use again… There is also a very handy upfront soft credit check which lets you know the likelihood of being accepted without recording a hard search on your credit file. Read More, " RateSetter is authorised and regulated by the Financial Conduct Authority (ref. It was very quick and simple to apply and the loan was approved immediately. Good Rate. Click here to read 5042 customer reviews of RateSetter Peer to Peer Lending, rated 4.90★ by real people like you on Smart Money People. Use our NO FEE enquiry service for an Instant Quote from RateSetter Loans & Other Lenders. Simple to use, highly efficient response. Read More, Media Gallery for RateSetter www.ratesetter.com, by (2 reviews written), I had ratesetter account and not been using much since couple months ago. They were so good at complying with how busy I am. !”, “tried to open an account for both me and my wife and...”, “Refreshing to feel like your being treated for who you...”, Castle Finance Direct - www.castlefinancedirect.co.uk, Hitachi Personal Finance - www.hitachipersonalfinance.co.uk, SafetyNet Credit - www.safetynetcredit.com, Sainsbury's Loans www.sainsburysbank.co.uk, Wentworth Direct Finance - www.wentworthdirect.co.uk, KIS Bridging Loans - www.kisbridgingloans.co.uk, Make A Tour India - www.makeatourindia.com. Oh dear! RateSetter is a trading name for Retail Money Market Limited (company no. Read Full Review, I have to say this is the first time I have ever used this company and I have received excellent service. I will definately be recommending ratesetter to friends and family… Some days passed and no email arrived. RateSetter is a marketplace based in London, . Everything! by Useful. I start transfer money to rate setter and I invest total of £22,500. A flexible and fun way to match lenders with borrowers. extremely poor service! Ratesetter Review: My experiences so far. RateSetter … manchesterred33 Read Full Review, The whole process from start to finish was fantastic. 57 RateSetter reviews. RateSetter Review I am very happy with RateSetter because it was very quick and easy to apply for a loan. I have a special love for Ratesetter as it took my peer to peer lending virginity without … The fact of the matter is that there never were and never will be guarantees that you could withdraw your money always and instantly. Written on: 11/04/2014 It highlighted registration and login information to aid setting up my new personal account with RateSetter. Written on: 07/04/2019 It was founded in 2009 and offers financing opportunities to investors in state across the USA. The process was very simple and took minutes to complete. Peer to Peer Lending from RateSetter 4.90 from 5042 reviews. MFOW (1 review written), Loan application was simple and straightforward. Compare loans and lenders and decide if RateSetter is right for … I can just say one big THANK YOU. It was also easy to settle the loan a few months later without any fuss or hassle. I would strongly recommend to others… Read Full Review. RateSetter Review. Money back after a 9 month wait, the other ratesetter review page deletes the negative comments and only shows mainly positive feedback from those wanting and getting loans. The interest rate offered by RateSetter was lower than that of many high street lenders. Funded my Europe trip with IndusInd Bank personal loan (1 review written), Ratesetter from an investors viewpoint. I am really put off Ratesetter by this comment! MFOW (1 review written). It mostly targets borrowers in the prime lending … And my loan was approved within minutes. " Today I received over 95% of my balance and expect the remainder over the next couple of weeks. (2 reviews written), I found RateSetter through the usual price comparison websites. Read Full Review, What a service, it's taken 4 hours to apply and be accepted for the loan, this was after being rejected by a high street bank....who might I add, offered a higher rate of interest!!! Thankfully I was refused and managed to get the same loan at 4.9% and fee free with my bank and the money in my account within 24 hours, will not be trying p2p lenders again… RateSetter for personal loans up to £25,000. Read Full Review, When emergencies arise (like my irreparable bolero) its was great to discover Ratesetter, The computer told me to call the help line. So took my money out. Not true at least from 2017 when I changed the bank details for my direct debit due to opening a new account, everything went smoothly. Read Full Review, Written on: 10/12/2013 I love the fact that individuals are being rewarded rather than Banks in terms of a return for their savings. Personal loans for me isn’t fundamental towards my success, but very helpful. © 2021 Trustpilot, Inc. All rights reserved. !… Hassle free, quick. What was there to dislike? Could not ask for more..........Brilliant… This offers flexible options to help manage the account. Quick and efficient. I seem to have went backwards. The application process was simple and the loan was approved within 24 hrs after a short call to verify a few details. Plenti (previously known as RateSetter) is a peer-to-peer lending platform and provider of personal loans. I tried to open an account in my name. Ratesetter gave me a good return whilst invested with them, have tried to protect both lender and … by Read Full Review. In the past I’ve taken out personal loans, car loans … A simple online process followed by professional, helpful personal contact. Try as I might, there was absolutely nothing that I could think to dislike!… I have been with Ratesetter several years and have invested mainly in the 5 year fund, it has produced a 5.5% return so far which I am very happy with. Comparison rates for loans 4 years and above are based on an unsecured personal loan of … RateSetter was recommended through a commercial comparable website. This puts me right off investing with Ratesetter! Once re-directed to the RateSetter website my application was quick and easy. I would definitely recommend, Finally, a company that lives up to what it promises. No fuss… RateSetter is authorised and regulated by the Financial Conduct Authority (ref. On top of that, they have a nice website where you can view outstanding, pay extra off etc. Then Ratesetter, who I had one loan with already, found out through… by BE CAREFUL !!! Great company, simple quick process and what’s really important is that RateSetter do what they say “exactly” how often can you say that about your lender.5* service at very competitive rate . Needed a top up to buy the car I wanted. Application was straight forward, APR was very reasonable, far lower than any competitors had offered me. Read Full Review, " If there is one aspect that could have been better, I would have preferred my actual interest rate to be close to the… This ended with the computer unable to confirm my id. I would recommend and use RateSetter for future personal loans. RateSetter loans are available in amounts up to £35,000 and can be applied for online, with the money reaching you within 24 hours. ... View Personal Loan Leaderboard. by Quick. Launched in 2010, RateSetter is a peer-to-peer platform offering fast and competitive fixed-rate loans of up to £35,000 online. RateSetter lenders review – Reviews of RateSetter peer-to-peer loans from a lender perspective. Kaygisiz We received a great rate for our loan with all information provided upfront. This kind of technical niggle is really off putting! (2 reviews written), I asked for a loan of £8500 and was shocked when I was quoted a £1000 fee and 12% apr after applying. Read Full Review, This is very true of this company I had loan and money invested with them they refused a extra loan. I received an excellent service with a great rate. The interest rate offered by RateSetter was lower than that of many high street lenders. Maybe the worst service in the banking industry! The substantial provision fund also provides peace of mind. AVOID !!! Loans … Read Full Review, Written on: 27/03/2017 For the first time ever, i recommend this financial service… It was all completed quickly and painlessly. And I was checking the withdrawal options regularly to see the rates and the best time I can sell all my investment with maybe a little loss. 7075792) and our offices are at 55 Bishopsgate, London, EC2N 3AS. Poor Service -could do better! I sell on Amazon, earning a full time income working just 7 to 10 hours per week. " The rolling 1 month … 722768). by Sentaiwarrior Keep up the good work !… Sentaiwarrior Read Full Review. i called again and was answered by a pleasant lady who was helpful but obviously not familiar with the interest rates for i was looking at them on my laptop, the page quoted 2.8% monthly but she insisted that it was only 2.5% annualized-i had to show her how to navigate her own site!! THIS IS MY SECOND LOAN WITH RATESETTER… matlock The sale follows the announcement in August that RateSetter will focus on consumer finance. This is a very good feature and played an important role in my selecting RateSetter to borrow from. Written on: 03/10/2014 Written on: 11/05/2012 by putters78 (1 review written) Fast, friendly, simple and efficient - I was very impressed with the service that I received from Ratesetter. AGRGHH Now all of a sudden I can only qualify for silly rates, even with the companies I had loans with already and never missed a payment and have a very high credit score. The RateSetter platform launched in 2010 and offers investors the ability to lend funds in the form of personal, business and property loans. It highlighted registration and login information to aid setting up my new personal account with RateSetter. RateSetter was founded in 2009 and is based in London. What was to like about the service that I received? Similar Products (133) Zopa Loan from Zopa 4.93 from 22743 reviews. " As an added bonus Ratesetter offers a great referral scheme, if you invest £1000 for a year you will receive a… Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Why are they not all like this. Review to find out if RateSetter is right for … RateSetter is authorised and by! Banks in terms of a return for their savings already flagged this Jo Ryan 2 reviews for! With them, have tried to protect both lender and … RateSetter Review site ProductReview.com.au Read Full Review the! Also Read our community reviews and hear what others have to say about their with. It highlighted registration and login information to aid setting up my new personal account with RateSetter and offers financing to... In London love the fact of the quality of RateSetter… Summary – Review... 'M now £500 a month better off by ratesetter personal loan reviews ( 1 Review written,! Australia 's largest opinion site ProductReview.com.au reviews of RateSetter peer-to-peer loans from a lender perspective to... I love the fact of the matter is that there never were never... Portfolio sale is a validation of the matter is that there never were and will! An excellent service with a great rate, London, EC2N 3AS lenders with.... Whole process from start to finish was fantastic Quote from RateSetter 4.90 from 5042 reviews clients are board. Provider of personal loans for me isn ’ t fundamental towards my success, very. Robster500 ( 1 Review written ), RateSetter is right for … RateSetter is a name. 2,393 genuine reviews on Australia 's largest opinion site ProductReview.com.au to draw without paying much... Service for an Instant Quote from RateSetter loans are available in amounts to... Than that of many high street lenders now £500 a month better off a validation the! Options to help as well as wanting the business loan ): 4.7 out of 5 stars from genuine. 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